
Erik Ritland here, licensed insurance agent based just south of Nashville (Columbia, if you want to get technical). I've done a little of everything — creative writing, marketing, songwriting — but my wife is the reason I landed in insurance. She's a nurse, and watching her work as a case manager made me ask myself, "self, what could I do that makes that kind of difference?" Life insurance was the answer: you get to know people and help them with some of the most important decisions they'll ever make. It's every bit as rewarding as I'd hoped. When I'm not hanging out with my wife Erika (fun, I know) and our son Dominic (almost 9 months!), you'll find me reading classic literature, writing songs, or listening to anything from classic rock and Americana to jazz and classical.
Erik Ritland here, licensed insurance agent based just south of Nashville (Columbia, if you want to get technical). I've done a little of everything — creative writing, marketing, songwriting — but my wife is the reason I landed in insurance. She's a nurse, and watching her work as a case manager made me ask myself, "self, what could I do that makes that kind of difference?" Life insurance was the answer: you get to know people and help them with some of the most important decisions they'll ever make. It's every bit as rewarding as I'd hoped. When I'm not hanging out with my wife Erika (fun, I know) and our son Dominic (almost 9 months!), you'll find me reading classic literature, writing songs, or listening to anything from classic rock and Americana to jazz and classical.

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
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